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Calculators

Home Affordability Estimator

Find out how much home you can afford based on your income, debts, and down payment. Uses standard lender DTI guidelines.

Your Financial Profile

$

Monthly: $7,500

$

Car loans, student loans, credit card minimums, etc.

$
28% (conservative)43% (max conventional)50%
$

Your Affordability Range

Maximum Home Price

$283,018

at 36% DTI

Conservative Estimate (28% front-end)

$267,987

Monthly Income$7,500
Max Total Debt (36% DTI)$2,700
Existing Monthly Debts$500
Max Housing Payment$2,200
Max Principal & Interest$1,683
Down Payment$30,000 (10.6%)

Disclaimer: This estimator is for informational purposes only and does not guarantee loan approval. Actual affordability depends on your credit score, employment history, lender guidelines, and other factors. Consult a licensed mortgage professional for a personalized pre-approval.

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