Closing Cost Estimator
Estimate your closing costs as a buyer or seller in Connecticut. Understand every line item before you get to the closing table.
Transaction Details
Estimated Closing Costs
Total Estimated Closing Costs
$13,295
3.8% of purchase price
Origination Fee (0.5–1%)
Lender's fee for processing the loan
Appraisal Fee
Required by lender to confirm property value
Credit Report Fee
Flood Determination Fee
Title Search
Verifies seller has clear title
Title Insurance (Lender's Policy)
Protects lender against title defects
Title Insurance (Owner's Policy)
Protects you against title defects — highly recommended
Settlement / Closing Fee
Attorney or title company fee for conducting closing
Recording Fees
County fee to record the deed and mortgage
CT Conveyance Tax (Buyer's Share)
CT state conveyance tax is typically split or paid by seller; confirm with your attorney
Homeowner's Insurance (1 year prepaid)
Required by lender at closing
Mortgage Interest (prorated to month end)
Estimated 15 days of prepaid interest
Property Tax Escrow (2–3 months)
Lender collects upfront to fund escrow account
Homeowner's Insurance Escrow (2 months)
Home Inspection
Not a closing cost but paid before closing — essential
Survey (if required)
Disclaimer: These are estimates based on typical Connecticut closing costs and may vary significantly based on your lender, attorney, municipality, and specific transaction. Always review your official Loan Estimate and Closing Disclosure for actual figures.
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