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Mortgage Payment Calculator
Estimate your monthly mortgage payment including principal, interest, taxes, insurance, and HOA fees.
Loan Details
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3%50%
2%12%
Monthly Costs
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Your Estimated Payment
Total Monthly Payment
$2,835.49
per month
Principal & Interest$2,095.70
Property Tax$416.67
Homeowner's Insurance$100.00
PMI (removed at 20% equity)$223.13
Loan Summary
Loan Amount$315,000
Down Payment$35,000 (10%)
Total Interest Paid$439,453
Total Cost of Loan$789,453
PMI Note: With less than 20% down, you'll pay PMI (~0.85%/yr) until you reach 20% equity.
Disclaimer: This calculator provides estimates for informational purposes only and does not constitute a loan commitment or financial advice. Actual payments will vary based on your lender, credit profile, and final loan terms. Consult a licensed mortgage professional for personalized guidance.
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