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Calculators

Rent vs. Buy Comparison

Compare the true long-term cost of renting versus buying over your expected time horizon, factoring in equity building, appreciation, and all ownership costs.

How long do you plan to stay?

This is the most important variable in the rent vs. buy decision.

7 yrs

BBuying

$
$

RRenting

$
$

Over 7 years

Net Cost of Buying

$188,609

after equity & appreciation

Total Cost of Renting

$185,299

rent + insurance over 7 yrs

Renting saves you $3,310 over 7 years

Projected home value: $430,456
Equity at sale (after costs): $117,514
Monthly buying cost: $3,127/mo
Starting monthly rent: $2,000/mo

Disclaimer: This calculator provides estimates for informational purposes only. It does not account for all individual tax situations, investment returns, or local market variations. Consult a licensed financial advisor and real estate professional before making housing decisions.

Ready to take the next step?

Triniyah Real Estate is here to guide you through every step of the process.

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